At a glance
| Scheme | Type | What you get |
|---|---|---|
| Tesco Clubcard Tesco | Points + member prices | Points → vouchers; Clubcard Prices on selected items |
| Nectar Sainsbury’s | Member prices + personalised app prices | Nectar Prices; up to 10 personalised app discounts a week |
| Asda Rewards Asda | Cashpot rewards | Asda Pounds in a Cashpot → vouchers; Missions |
| Morrisons More Morrisons | Points + member prices | More Points (5,000 = £5 Fiver); More Card Prices; personalised offers |
| Lidl Plus Lidl | Rewards app: coupons, offers and points | Personal coupons, app offers and Lidl Plus points |
Tesco Clubcard
Scan Clubcard or the Tesco app for Clubcard Prices on selected items, collect points and turn them into vouchers. Clubcard Plus is a separate paid add-on with 10% off groceries in store twice a month.
Nectar
Nectar Prices are lower prices on selected items for Nectar members, in supermarkets and online (not in Sainsbury’s Local). Your Nectar Prices are up to 10 personalised discounts a week that you unlock in the Nectar app.
Asda Rewards
Earn “Asda Pounds” into a Cashpot in the Asda Rewards app, for example by completing Missions, then convert them into vouchers for shopping in store or online. Not available in selected Asda Express stores.
Morrisons More
Scan your More Card for More Card Prices and More Points on selected products; 5,000 points become a £5 “Fiver” to spend. You also get personalised offers in the app, online or on till coupons.
Lidl Plus
A free rewards app (18+, mobile number and email needed) with personal coupons, weekly app offers, Lidl Plus points, digital receipts and partner offers. Scan the app at the till.
Points, member prices and coupons are different
- Member prices lower the price straight away, but only on selected items and only when you scan.
- Points and Cashpots reward you later, once you reach a threshold or convert them into vouchers.
- Personalised coupons are chosen for your account and may not match what a friend sees.
Terms, expiry rules and offers change. Read the scheme’s own terms before you rely on a reward. Aldi’s official app page doesn’t describe a points scheme — see Aldi vs Lidl.
Frequently asked questions
Which loyalty card gives the most back?
It depends on where you shop and what you buy. A scheme only helps at a shop you’d use anyway.
Can I join more than one scheme?
Yes, the schemes are separate and free to join, though Tesco’s Clubcard Plus is a paid add-on.
Do member prices apply online?
Clubcard Prices and Nectar Prices are offered online as well as in store; check the scheme page for exclusions such as Sainsbury’s Local.
Do points expire?
Rules differ. Asda’s terms explain when Cashpot value and vouchers expire; check each scheme’s terms.
Related supermarket pages
- Aldi vs Lidl
- Tesco vs Sainsbury’s vs Asda vs Morrisons
- Supermarket delivery passes compared
- Supermarket shopping guide and unit-price calculator
Retailer details were checked on their official websites on 5 November 2026. Schemes, prices and delivery areas change, so confirm with the retailer before you rely on them.
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