Listed product and features
Comprehensive car insurance
- Uninsured driver protection for no claims discount and excess, subject to conditions.
- Motor Legal Protection administered by ARAG UK: legal costs up to £100,000.
- Small courtesy car in the UK during accident repairs by approved repairers.
- Courtesy car for up to 14 days if the insured car is written off or stolen.
- Mutual Assist breakdown cover from the RAC included, subject to conditions.
- RAC EV Boost roadside assistance if an electric car runs out of charge.
- Cover for lost, stolen or damaged charging cables.
Conditions and comparison scope
Premiums are personalised and are not compared here. This official page describes policy cover and benefits; the policy schedule and wording govern eligibility, limits, excesses and exclusions.
This is not a customer review, star rating or personalised quote. We do not assume that features apply to every NFU Mutual product or sales channel.
Questions before buying
- Which legal company underwrites this specific policy, and who administers it?
- What is the total compulsory and voluntary excess for each driver and claim type?
- Which benefits are standard, optional or excluded on this exact tier?
- What is the full annual cost or instalment total, including interest and fees?
- What are the repair, replacement transport, cancellation and complaint arrangements?
Policy documents and contact details
Use the official source below to locate current policy wording, the product information document and the appropriate contact route. Claims and complaints contacts should be taken from your own policy documents; we do not invent missing telephone numbers.
Official NFU Mutual product source
If something goes wrong
Raise insurance-product complaints with the responsible insurer or intermediary first. Keep your policy reference, evidence and their final response. Our complaints guide explains the official escalation route.
- Car insurance complaints
- Policy-document checklist
- Other provider profiles
- Compare car insurance provider features
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Product source checked: . Profile prepared: 24 October 2026. Always confirm current wording and terms with the provider.